1. Introduction

This Privacy Policy describes how www.oentex.com ("we," "our," or "us") collects, uses, and protects your personal information when you visit our website or use our affiliate financial services platform. We are committed to protecting your privacy and ensuring transparency about our data practices.

2. Information We Collect

2.1 Information You Provide

We may collect information you voluntarily provide to us, including:

• Contact information (email address, name)
• Account registration details
• Communication preferences
• Feedback and survey responses
• Customer support inquiries

2.2 Automatically Collected Information

When you visit our website, we automatically collect certain information:

• IP address and geographical location
• Browser type and version
• Device information and operating system
• Pages visited and time spent on our site
• Referring website and search terms
• Click-through data and affiliate link interactions

3. How We Use Your Information

We use your personal information for the following purposes:

4. Cookies and Tracking Technologies

4.1 Types of Cookies We Use

• Essential Cookies: Required for basic website functionality
• Analytics Cookies: Help us understand how visitors use our site
• Marketing Cookies: Used to deliver relevant advertisements
• Affiliate Tracking Cookies: Track referrals and commissions from partner sites

4.2 Managing Cookie Preferences

You can control cookie settings through your browser preferences. However, disabling certain cookies may limit website functionality and affiliate tracking capabilities.

5. Third-Party Services and Affiliate Partners

5.2 Third-Party Data Processing

We work with various third-party service providers who may process your data:

• Analytics Providers: Google Analytics, website analytics tools
• Affiliate Networks: Commission tracking and management platforms
• Email Services: Newsletter and communication platforms
• Customer Support: Help desk and chat support services
• Payment Processors: Secure payment handling (when applicable)

6. Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include:

• SSL/TLS encryption for data transmission
• Regular security audits and updates
• Access controls and authentication procedures
• Secure data storage and backup systems
• Employee training on data protection practices

7. Your Privacy Rights

7.1 General Rights

You have the following rights regarding your personal information:

• Access: Request access to your personal data
• Correction: Request correction of inaccurate data
• Deletion: Request deletion of your personal data
• Portability: Request transfer of your data
• Objection: Object to certain data processing activities
• Restriction: Request restriction of data processing

7.2 GDPR Rights (EU Residents)

If you are a resident of the European Union, you have additional rights under the General Data Protection Regulation (GDPR), including the right to lodge a complaint with your local data protection authority.

7.3 Exercising Your Rights

To exercise any of these rights, please contact us at info@oentex.com. We will respond to your request within 30 days.

8. Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, comply with legal obligations, resolve disputes, and enforce our agreements. Specific retention periods vary based on the type of information and the purpose for which it was collected.

9. International Data Transfers

Your personal information may be transferred to and processed in countries other than your country of residence. We ensure that such transfers comply with applicable data protection laws and implement appropriate safeguards to protect your personal information.

10. Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children under 18. If we become aware that we have collected personal information from a child under 18, we will take steps to delete such information promptly.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or applicable laws. We will notify you of any material changes by posting the updated Privacy Policy on our website and updating the "Last Updated" date. Your continued use of our services after such changes constitutes acceptance of the updated Privacy Policy.

12. Do Not Track Signals

Some browsers include a "Do Not Track" feature that signals a user's preference not to have their online activity tracked. We currently do not respond to Do Not Track browser signals, as there is no standard for how such signals should be interpreted.